State Minimum Car Insurance Requirements (2021)

State Minimum car insurance requirements Alabama
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
Alaska
  • $ 50,000 per person and $ 100,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
Arizona
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 15,000 per accident Property damage liability coverage
Arkansas
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
California
  • $ 15,000 per person and $ 30,000 per accident Bodily injury liability coverage
  • $ 5,000 per accident Property damage liability coverage
Colorado
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 15,000 per accident Property damage liability coverage
Connecticut
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
  • $ 25,000 per person and $ 50,000 per accident / per accidentTame Motorist Coverage
Delaware
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 10,000 per accident Property damage liability coverage
  • $ 15,000 per person and $ 30,000 per accident Personal injury protection
Florida
  • $ 10,000 per accident Property damage liability Security
  • $ 10,000 in Personal injury protection
Georgia
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
airy
  • $ 20,000 per person and $ 40,000 per accident Bodily injury liability coverage
  • $ 10,000 per accident Property damage liability coverage
  • $ 10,000 in Personal injury protection
Idaho
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 15,000 per accident Property damage liability coverage
Illinois
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 20,000 per accident Property damage liability coverage
  • $ 25,000 per person and $ 50,000 per accident motor driver Coverage
Indiana
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
Iowa
  • $ 20,000 per person and $ 40,000 per accident Bodily injury liability coverage
  • $ 15,000 per accident Property damage liability coverage
Kansas
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
  • $ 25,000 per person and $ 50,000 per accident / per accidentTame Motorist Coverage
  • Personal injury protection Including:
    • For $ 4,500 per person medical expenses
    • $ 900 / month for one year for disability
    • $ 25 / day for in-house services
    • $ 2,000 for final expense
    • $ 4,500 for rehabilitation expenses
  • Survival benefit ($ 900 / month for one year of lost income, $ 25 / day for in-home services)
Kentucky
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
Louisiana
  • $ 15,000 per person and $ 30,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
Main
  • $ 50,000 per person and $ 100,000 per person in an accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
  • $ 50,000 per person and $ 100,000 per accident / accidentTame Motorist Coverage
  • $ 2,000 Medical payment Coverage
Maryland
  • $ 30,000 per person and $ 60,000 per accident Bodily injury liability coverage
  • $ 15,000 per accident Property damage liability coverage
  • $ 30,000 per person and $ 60,000 per accident /Tame Motorist Coverage
  • Uninsured / $ 15,000 per eventTame Property damage coverage
Massachusetts
  • $ 20,000 per person and $ 40,000 per accident Bodily injury liability coverage
  • $ 5,000 per accident Property damage liability coverage
  • $ 20,000 per person and $ 40,000 per accident /Tame Motorist Coverage
  • $ 8,000 in Personal injury protection
Michigan
  • $ 50,000 per person and $ 100,000 per accident Bodily injury liability coverage
  • $ 10,000 Property damage liability Outside protection Michigan And within $ 1 million Michigan
  • $ 250,000 in Personal injury protection (Medicaid and Medicare recipients may qualify for lower limits)
Minnesota
  • $ 30,000 per person and $ 60,000 per accident Bodily injury liability coverage
  • $ 10,000 per accident Property damage liability coverage
  • $ 25,000 per person and $ 50,000 per accident / per accident /Tame Motorist Coverage
  • $ 40,000 in Personal injury protection
Mississippi
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
Missouri
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
  • $ 25,000 per person and $ 50,000 per accident motor driver Coverage
Montana
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 20,000 per accident Property damage liability coverage
Nebraska
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
  • $ 25,000 per person and $ 50,000 per accident / per accidentTame Motorist Coverage
Nevada
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 20,000 per accident Property damage liability coverage
new Hampshire Insurance is optional, but if purchased, the following minimums are required:

  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
  • $ 25,000 per person and $ 50,000 per accident / per accidentTame Motorist Coverage
  • $ 25,000 / insuranceTame Motorist Property damage coverage
  • $ 1,000 Medical payment Coverage
New jersey
  • $ 5,000 per accident Property damage liability coverage
  • $ 15,000 Personal injury protection
new Mexico
  • $ 25,000 per person in bodily injury liability coverage
  • $ 50,000 per accident in bodily injury liability coverage
  • $ 10,000 in property damage liability coverage per accident
New York
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 10,000 per accident Property damage liability coverage
  • $ 50,000 per person and $ 100,000 per accident in liability for death
  • $ 25,000 per person and $ 50,000 per accident / per accidentTame Motorist Coverage
  • $ 50,000 Personal injury protection
North Carolina
  • $ 30,000 per person and $ 60,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
  • $ 30,000 per person and $ 60,000 per accident motor driver Coverage
  • Uninformed property damage coverage at $ 25,000 per accident
North dakota
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
  • $ 25,000 per person and $ 50,000 per accident / per accidentTame Motorist Coverage
  • $ 30,000 in Personal injury protection
Ohio
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
Oklahoma
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
Oregon
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 20,000 per accident Property damage liability coverage
  • $ 25,000 per person and $ 50,000 per accident motor driver Coverage
  • $ 15,000 Personal injury protection
Pennsylvania
  • $ 15,000 per person and $ 30,000 per accident Bodily injury liability coverage
  • $ 5,000 per accident Property damage liability coverage
  • $ 5,000 in medical benefits
Rhode Island
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
South Carolina
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
South Dakota
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
  • $ 25,000 per person and $ 50,000 per accident motor driver Coverage
Tennessee
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 15,000 per accident Property damage liability coverage
Texas
  • $ 30,000 per person and $ 60,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
Utah
  • $ 25,000 per person and $ 65,000 per accident Bodily injury liability coverage
  • $ 15,000 per accident Property damage liability coverage
  • $ 3,000 in Personal injury protection
Vermont
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 10,000 per accident Property damage liability coverage
  • $ 50,000 per person and $ 100,000 per accident / accidentTame Motorist Coverage
  • $ 10,000 per accident / per accidentTame Property damage coverage
Virginia Drivers have the option to pay the $ 500 fee or purchase the following Minimum coverage:

  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 20,000 per accident Property damage liability coverage
  • $ 25,000 per person and $ 50,000 per accident / per accidentTame Motorist Coverage
  • $ 20,000 per accident / per accidentTame Property damage coverage
Washington
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 10,000 per accident Property damage liability coverage
Washington DC
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 10,000 per accident Property damage liability coverage
  • $ 25,000 per person and $ 50,000 per accident / per accidentTame Motorist Coverage
  • $ 5,000 per accident without license /Tame Property damage coverage
The west Virginia
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 25,000 per accident Property damage liability coverage
  • $ 25,000 per person and $ 50,000 per accident motor driver Coverage
  • $ 25,000 per accident Uninsured motorist property damage coverage
Wisconsin
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 10,000 per accident Property damage liability coverage
  • $ 25,000 per person and $ 50,000 per accident motor driver Coverage
Wyoming
  • $ 25,000 per person and $ 50,000 per accident Bodily injury liability coverage
  • $ 20,000 per accident Property damage liability coverage

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